There are more "costs" to buying a home than just the listing price, 3 basic types are:

• • • • The actual cost of the home itself

• • • • The cost of the mortgage loan

• • • • The real estate expenses like property transfer taxes and other government fees.

It's crucial to consider all of these costs when deciding to buy a home. Buying a home is exciting. It’s also one of the biggest and most important financial decisions you’ll make. Knowing all of the fees, costs and expenses is key in making sure that you are financially ready to make the move.